Automation of credit risk assessment processes

Automation of credit risk
assessment processes

Using its unique know-how, AMA Institute develops IT solutions that are based on open source software. One of them is a credit risk engine that has been already successfully implemented in numerous financial institutions. Our solutions allow for an automated application of appropriate scoring models and risk rules, optimizing internal resources of an organization and minimizing the risk of operational error.

Credit risk does not have to limit sales. Properly designed and fitted into the whole process of credit acceptance process, AMA Institute credit decision engine allows reducing the level of credit risk and at the same time increasing the volume of sales.

What AMA Institute can do?

Design and implement relevant credit scoring models and credit risk rules by means of unique IT tool that is based on PostgreSQL

Conduct automated mass tests, ensuring that the credit risk engine is working properly

Ensure flexibility of the proposed credit decision engine, leading to reduction of both the implementation time and maintenance costs

What are the benefits of working
with AMA Institute?

Credit risk management is our passion, which we transform into tangible business results. We believe that automation and identification of appropriate risk rules should be a continuous learning process that can only be ensured by implementing adequate, automated advanced analytical and IT tools.

Our many years of experience in this area allow us to implement a credit risk engine in just 1-2 months.

CONSUMER FINANCE SOLUTIONS