Review of the credit acceptance process, optimization of credit risk policy and development of automatic reporting for a loan institution in Poland.
AMA Institute audited the credit approval process, indicating the areas for improvement. During design stage, scoring models and a new risk policy were built and further introduced into an IT tool – a credit risk engine. During the next stage, the credit decision engine was implemented and integrated into the main production system. Moreover, AMA Institute built a process of automatic reporting of key performance indicators.